Bulgaria Golden Visa 2026

The Bulgaria Golden Visa is one of Europe’s most accessible residency-by-investment programs. It allows non-EU nationals to live, work, and study in Bulgaria while providing a clear path to permanent residency and, eventually, citizenship.

Bulgaria continues to attract investors with its stable economy, strategic location, and cost-effective investment options.

Why Consider Bulgaria Golden Visa?

• Affordable living costs compared to Western Europe
• Strategic location with easy access to EU markets
• Diverse investment options: real estate, government bonds, businesses, and funds
• Long-term benefits: pathway to permanent residency and Bulgarian citizenship
• Family inclusion: spouse and children gain residency, healthcare, and education access

Eligibility Criteria:

To qualify, applicants must meet the following:

• Age: 18 years or older
• Criminal record: Clean record, no prior immigration violations
• Financial capacity: Proof of legally invested capital meeting minimum thresholds
• Health: Valid health insurance covering Bulgaria
• Compliance: Ability to meet investment and legal requirements throughout the residency period

Investment Options:

• Government Bonds
  • Fixed investment amount set by Bulgarian law
  • Low-risk, government-backed, ideal for conservative investors
• Business Investment
  • Start or invest in a Bulgarian business
  • Must contribute to job creation and economic growth
• Real Estate
  • Purchase property that meets government investment criteria
  • Can be residential or commercial, depending on regulations
• Capital Funds
  • Invest in approved financial instruments or mutual funds
  • Requires proper documentation and government approval

Tip: Choose the investment type based on risk tolerance, liquidity needs, and long-term goals

Check Also: Malaysia Golden Visa

Step-by-Step Application Process:

Step 1: Choose Investment
Decide whether to invest in bonds, business, real estate, or funds

Step 2: Prepare Documents

• Valid passport and photos
• Proof of investment (bank transfers/contracts)
• Police clearance certificate
• Health insurance coverage
• Birth/marriage certificates for family members
• Bulgarian translations (notarized)

Step 3: Submit Initial Application
Apply through the Bulgarian Migration Directorate with all required documentation

Step 4: Execute Investment
Complete the chosen investment and provide proof to authorities

Step 5: Temporary Residency
Approved for 1 year, renewable annually

Step 6: Permanent Residency
After 5 years of temporary residency, apply for permanent residency while maintaining investment compliance

Step 7: Citizenship (Optional)
Request citizenship after permanent residency. Some programs allow faster citizenship with increased investment

Processing Timeline:

• Temporary Residency: 3–6 months
• Permanent Residency: After 5 years
• Citizenship: Additional 1–2 years after permanent residency

Note: Timelines may vary depending on the investment route and completeness of documentation

Advantages:

• Secure legal residence for investors and family
• Access to Bulgarian education and healthcare
• Investment-backed pathway to EU residency and citizenship
• Lower cost of living and strategic EU location

Common Challenges:

• Strict documentation and notarization requirements
• Compliance with Bulgarian and EU investment laws
• Maintaining investments for required periods
• Understanding minimum residency obligations

Conclusion:

The Bulgaria Golden Visa 2026 offers investors a secure path to EU residency, permanent residency, and citizenship. By selecting the right investment, preparing documents carefully, and following the step-by-step process, applicants can ensure a smooth experience while securing long-term benefits for themselves and their families

Frequently Asked Questions: